Physician Loans

I speak with physicians frequently and many have told me that the reimbursement
percentage that insurance companies pay has gone down. Many are
also getting less from Medicare at the federal and state level. Some doctors
have higher service rates in part for this reason and the lower reimbursement amounts
have caused practice cash flow problems and greater difficulty securing
physician loans.

An eye doctor in Texas recently told me he is only being reimbursed at 70% to 80%.
As a result, physician loans needs are becoming greater.

Physician Funding Challenges

Many physicians and dentists in the last ten years plus, have faced increased challenges and
difficulties in a number of areas, including their cash flow and their abilitty to obtain financing.
One of the more recent reasons for cash flow challenges has been insurance claim
reimbursements. This challenge, the resulting need and prospects for financing
will be discussed.